Sbi Maxgain Book Balance Zero

Much before the initial time line it is better to close the maxgain account and get the emis stopped.

Sbi maxgain book balance zero. If you have pre paid the full loan i e. The bank offers an interest rate of 3 25 per annum on deposits less than rs 1 lakh. The customer cannot have any other savings bank account if he she has a basic savings bank deposit account.

Contact your bank representative if you have further questions regarding your sbi maxgain loan. I pay an emi rs. Zero balance account normal savings account non resident external account non resident ordinary account salary account.

Positive book balance in maxgain od account means that you have re paid the total loan amount. Pre payment in regular home loan or maxgain parking surplus funds in sbi maxgain. I need to understand this data i have been sending emails to the sbi but never hear back from them.

Pre payment vs parking surplus funds. Sbi zero balance savings account can be opened singly jointly or with either or survivor. Sbi minimum balance rules.

I have some extra funds equivalent to the book balance whats the best option i. At the time of opening of an account as per the choice of the customer accounts are opened in the system as follows. Excess account has rs 25 lakh.

Therefore make sure that the excess account balance never breaches the principal outstanding. Reduces outstanding principal balance. If the customer already has a savings bank account the same will have to be closed within 30 days of opening a basic savings bank deposit account.